Bond & Transfer Cost Calculator

Our calculator can help you determine your potential bond and transfer costs on your new home to better equip your financial planning.
Cost Breakdown
Transfer Costs
The tax you pay to the South African government to transfer a property into your name. This tax is based on the purchase price and properties bought for less than R1,000,000 are exempt.
Transfer Duty
0
These are the fees payable to the attorney responsible for transferring ownership of the property into the buyers name.
Transfer Fees
0
Fees paid to the transferring attorney who pays the fees over to the deeds office.
Deed Office Levies
0
Sundry charges incurred during the transfer process. Based on estimates.
Deed Office Search
0
Sundry charges incurred during the transfer process. Based on estimates.
Postage & Petties
0
Sundry charges incurred during the transfer process. Based on estimates.
Electronic Document Fee
0
Sundry charges incurred during the transfer process. Based on estimates.
FICA
0
Levied by transferring attorney but paid over to local municipality.
Rates / Levies Clearance Certificate
0
Levied by transferring attorney but paid over to local municipality.
Pro-Rate Rates / Levies
0
Applicable if the transferring attorney is VAT registered and raised on most transfer and bond costs. Transfer Duty, Deed Office Levies and Rates & Taxes are not subject to VAT.
VAT
0
Total Transfer Costs
R 0
Bond Costs
These fees are paid to the transferring attorney for registering the bond over your property.
Registration Fees
0
Fees paid to the transferring attorney who pays the fees over to the deeds office.
Deed Office Levies
0
Sundry charges incurred during the bond registration process. Based on estimates.
Deed Office Search
0
Sundry charges incurred during the bond registration process. Based on estimates.
Postage & Petties
0
Sundry charges incurred during the bond registration process. Based on estimates.
Electronic Document Fee
0
Sundry charges incurred during the bond registration process. Based on estimates.
FICA
0
Sundry charges incurred during the bond registration process. Based on estimates.
Insurance Certificate
0
Fee charged by the bank when you open a home loan account. Usually added to the bond amount and therefore is repaid in monthly instalments over the entire bond period.
Bank Initiation Fee
0
Applicable if the transferring attorney is VAT registered and raised on most transfer and bond costs. Deed Office Levies are not subject to VAT.
VAT
0
Total Bond Costs
R 0
The estimates are provided for general information purposes and should be used as a guide only. While every effort to ensure the accuracy of our Bond & Transfer Cost Calculator has been made, Helen Lemon and its subsidiaries cannot be held liable for errors or omissions contained herein.